It occurred to me yesterday to look at my Social Security statement - you know the one they send each year about how much you'd receive when you retire and/or go on disability and how much the survivor benefit might be?
Well, the statement I received in 2009 (couldn't locate last year's or this year's) gave me an amount that would cover my COBRA benefits if I went on disability. Between that and my long-term disability payments, my monthly expenses would be taken care of and I'd have insurance.
Plus, I'd be on Medicare, I presume. So, it would mean getting a supplemental insurance for that.
I just don't know if social security would say I'm sick enough to be disabled. But it is enough to look into. Sorta hate saying I'm disabled because I don't FEEL that sick. But I just might have to make that choice anyway.
Tuesday, June 7, 2011
An interesting option
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6 comments:
I would apply for Social Security. If you can't work, you deserve it. And a friend told me if you are stage IV they dont ask as many questions and approve you fairly quickly. Good luck!
I just found out that Social Security is no longer mailing annual statements as a cost saving measure. To find out your benefits go to www.socialsecurity.gov and click on 'Estimate your retirement benefits' - this was in Consumer Reports that arrived today
I believe that it takes six months from application until coverage begins or something like that. It is critical to apply asap so that the waiting period is being satisfied.
I went back and quickly checked and I think you can get benefits six months from application. Does it take 24 months to get Medicare? I saw some references to this.
Hi Caro.ine, thanks for the info. I tried that link and for some reason, I couldn't access the site. So I will call and find out.
Joanna, the SSA site said 3-5 months. If it were in place by fall, I would be okay.
I have been getting conflicting reports about how soon I could get on Medicare. I will look into that, too
You just had two tumors removed. From your head. Go on Social Security -you deserve it no matter how you feel! And if it will make your life a little easier it will be totally worth it.
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